Laser Eye Surgery finance choices
Napolean allegedly said we’re a nation of shopkeepers, suggesting that England’s riches and wealth was all thanks to good old commerce. And who can argue with that — as a nation, there’s nothing we love more than to shop.
And so when it comes to hitting the high street or online stores to buy our goods and services, there’s certainly no shortage of options to help us do so.
One of which that is rapidly growing in popularity is financing. Want a new phone but don’t want to pay for it now? No problem. Or how about a new 3-piece suite, the latest OLED TV, or even that luxury convertible you always wanted? Hmm…
Due to the incredible convenience and ease at which it allows us to delay payments, financing is known to quickly lead people into debt. But at its core, financing is not a tease or a trap for unwitting consumers. For instance, consider the market of health-related services. Financing allows customers to spread the cost of treatments, for everything from cosmetic surgery and rehabilitation to dental work and Laser Eye Surgery, and safely improve their health without compromising on safety and quality.
The clever way to pay for Laser Eye Surgery
As Laser Eye Surgery is not available on the NHS, many banks, independent companies, and clinics offer financing options as more affordable and manageable ways of paying for treatments.
The most common of which is a plan that lets you pay in a set number of monthly instalments, rather than in one upfront lump sum. Depending on where you go, you can find plans ranging from three months to five years, from paying zero interest to as much as 22.99 percent. Generally the longer the payment plan, the more interest you can expect to pay.
You may also be required to pay a booking fee, for instance, say £500, which, along with interest rates, may be subject to your personal credit history.
As you may have noted, it is possible to find a financing plan with great terms and no interest fees whatsoever. These tend to be offered by independent clinics with the latest technology, high patient to staff ratios, and the best safety and performance statistics. Unlike many high street providers, these clinics are not interested in financing as a money making scheme but rather to help make their treatments available to as many people as possible.
This is the reason we offer interest-free finance. Many of our patients come to us for our high standards of safety and quality, and they pay for their treatments in small monthly instalments with NO added fees.
Our approved interest-free credit plans can be paid over 12 or 24 months. For example, for standard LASIK treatment (£5,200), the cost would be £392 a month for 12 months. After you pay the booking fee of £500 (which goes towards the total cost of your treatment or is refunded if you are proven ineligible), the monthly payments will be lower.
Paying for Laser Eye Surgery can be the most stressful part of the whole process. At London Vision Clinic, we have one single price that includes everything you need. This makes us more expensive than a lot of clinics, but we don’t apologise for it. Find out what makes us different and discover if you’re eligible for finance options today.